CEX.IO Savings
Open beta
Daily rewards
Flexible Savings
Flexible Savings are your Crypto savings account. Just transfer your crypto to savings account and earn interest with the flexibility to withdraw your funds promptly at any time. It will also make good use of your idle funds with automatic purchases.
| Coin |
Current APY
annual percentage yield
| Yesterday’s Flexible APY & Trend | Flexible Interest Per Thousand | Auto transfer | |
|---|---|---|---|---|---|
 DAI Dai | 3%
| ... | 2.5 DAI | ||
 TUSD TrueUSD | 3%
| ... | 2.5 TUSD | ||
 USDC USD Coin | 3%
| ... | 2.5 USDC | ||
 USDT Tether | 3%
| ... | 2.5 USDT |
DAI
Dai
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 DAI
Auto transfer
TUSD
TrueUSD
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 TUSD
Auto transfer
USDC
USD Coin
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 USDC
Auto transfer
USDT
Tether
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 USDT
Auto transfer
Locked Savings
Commited to holding crypto? Now you can earn interest at the same time! Subscribe your crypto to locked saving periods for higher interest earnings.
| Coin |
APY
annual percentage yield
| Locked Saving Duration | |
|---|---|---|---|
 BTC Bitcoin | 4% | Coming soon | |
 ETH Ethereum | 6% | Coming soon | |
| USDT Tether | 12% | Coming soon |
BTC
Bitcoin
APY
annual percentage yield
4%
Locked Saving Duration
Coming soon
ETH
Ethereum
APY
annual percentage yield
6%
Locked Saving Duration
Coming soon
USDT
Tether
APY
annual percentage yield
12%
Locked Saving Duration
Coming soon
How it works
Transfer
Hold
Get earnings
FAQ
What are Flexible Savings?
Flexible Savings is your Crypto savings account. Subscribe your crypto to earn interest, with the flexibility to redeem your funds at any time.
What are Locked Savings?
Committed to holding your crypto? Now you can earn interest at the same time! Subscribe your crypto to locked savings periods for higher interest earnings.
What happens to my funds on the day I subscribe to a Locked Savings product?
On the day of subscription, Savings will deduct the funds for subscription from your exchange wallet.
What happens to my funds when I subscribe them to a flexible savings product?
After subscribing, you will receive Flexible Savings assets. Interest calculation from the next day(?)
What happens to my funds on the value date of a Locked Savings product?
On the value date, Savings will distribute the Locked Savings product to your savings wallet, and your saving product will start to accrue interest.
What happens to my funds on the redemption date of a Locked Savings product?
On the redemption date, you will see both the initial tokens committed to the subscription and the interest accrued in your account ‘balances’. This process will be automatic.
If I subscribe to a flexible savings product, when can I redeem my funds?
You can redeem at any time.
How do I redeem my funds from a flexible savings product?
Click on “Savings Assets” on the “Actions” dropdown. Click on “Redeem”
What is the difference between standard redemption and fast redemption?
Using the standard redemption method, you can redeem your funds the next day and still accrue interest for the period in between. Using the fast redemption method, you may redeem your funds the same day. This method is subject to a daily quota
How often do I receive interest from a flexible savings product?
The interest from flexible savings products is distributed directly to your account on a daily basis.
Am I guaranteed to earn interest on Savings products even if the crypto markets go down?
Yes. The interest rate on each product is guaranteed.
Will Savings continue to add more products & support for tokens other than those currently available?
Yes, Savings will be constantly evaluating new coins/tokens to be supported as saving products. Products will be supported based on demand and delivering the best value to Savings users.
How is the average annual yield (APY) calculated?
The average annual yield (APY) uses the average daily interest rate from the past 7 days, multiplied by 365.
What countries are you working in?
Savings are available in countries listed here: https://support.cex.io/en/articles/5080354-cex-io-savings-supported-countries.
Our team is already working to open Savings to more countries and territories. As soon as it happens, we will make appropriate announcements.
Our team is already working to open Savings to more countries and territories. As soon as it happens, we will make appropriate announcements.
Deposit
Risk Warning
Please be aware of the risks involved with any trading or savings done in any cryptocurrency market due to its high volatility. Please familiarize yourself with the full Savings terms before deciding to participate in the Savings process.
Risk Warning
Please be aware of the risks involved with any trading or staking done in any cryptocurrency market due to its high volatility. Please familiarize yourself with the full staking terms of each applicable Staking coin provider before deciding to participate in the Staking process.
Identity Verification
We would to know something more about you before providing a services.
Identity Verification
We would like to know more about you before providing our services.