CEX.IO Savings

No rewards yet
Closed beta
Flexible Savings
Flexible Savings are your Crypto savings account. Just transfer your crypto to savings account and earn interest with the flexibility to withdraw your funds promptly at any time. It will also make good use of your idle funds with automatic purchases.
Coin Current APY
annual percentage yield
Yesterday’s Flexible APY & Trend Flexible Interest Per Thousand Auto transfer
btc
GZIL
Zilliqa Gov. token
20%
... 16.67 GZIL
btc
XSGD
Xfers
20%
... 16.67 XSGD
btc
ZIL
Zilliqa
20%
... 16.67 ZIL
btc
ZWAP
ZilSwap
20%
... 16.67 ZWAP
btc
BAL
Balancer
15%
... 12.5 BAL
btc
DAI
Dai
8%
... 6.67 DAI
btc
MUSD
mStable USD
8%
... 6.67 TUSD
btc
TUSD
TrueUSD
8%
... 6.67 TUSD
btc
USDC
USD Coin
8%
... 6.67 USDC
btc
USDT
Tether
8%
... 6.67 USDT
btc
ETH
Ethereum
5%
... 4.17 ETH
btc
LINK
ChainLink
5%
... 4.17 LINK
btc
1INCH
1inch
3%
... 2.5 1INCH
btc
AAVE
Aave
3%
... 2.5 AAVE
btc
BTC
Bitcoin
3%
... 2.5 BTC
btc
COMP
Compound
3%
... 2.5 COMP
btc
UNI
Uniswap
3%
... 2.5 UNI
btc
WBTC
Wrapped Bitcoin
3%
... 2.5 WBTC
btc
YFI
yearn.finance
3%
... 2.5 YFI
btc
GZIL
Zilliqa Gov. token
Current APY
annual percentage yield
20%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
16.67 GZIL
Auto transfer
btc
XSGD
Xfers
Current APY
annual percentage yield
20%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
16.67 XSGD
Auto transfer
btc
ZIL
Zilliqa
Current APY
annual percentage yield
20%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
16.67 ZIL
Auto transfer
btc
ZWAP
ZilSwap
Current APY
annual percentage yield
20%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
16.67 ZWAP
Auto transfer
btc
BAL
Balancer
Current APY
annual percentage yield
15%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
12.5 BAL
Auto transfer
btc
DAI
Dai
Current APY
annual percentage yield
8%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
6.67 DAI
Auto transfer
btc
MUSD
mStable USD
Current APY
annual percentage yield
8%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
6.67 TUSD
Auto transfer
btc
TUSD
TrueUSD
Current APY
annual percentage yield
8%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
6.67 TUSD
Auto transfer
btc
USDC
USD Coin
Current APY
annual percentage yield
8%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
6.67 USDC
Auto transfer
btc
USDT
Tether
Current APY
annual percentage yield
8%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
6.67 USDT
Auto transfer
btc
ETH
Ethereum
Current APY
annual percentage yield
5%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
4.17 ETH
Auto transfer
btc
LINK
ChainLink
Current APY
annual percentage yield
5%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
4.17 LINK
Auto transfer
btc
1INCH
1inch
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 1INCH
Auto transfer
btc
AAVE
Aave
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 AAVE
Auto transfer
btc
BTC
Bitcoin
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 BTC
Auto transfer
btc
COMP
Compound
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 COMP
Auto transfer
btc
UNI
Uniswap
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 UNI
Auto transfer
btc
WBTC
Wrapped Bitcoin
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 WBTC
Auto transfer
btc
YFI
yearn.finance
Current APY
annual percentage yield
3%%
Yesterday’s Flexible APY & Trend
Flexible Interest Per Thousand
2.5 YFI
Auto transfer
Locked Savings
Commited to holding crypto? Now you can earn interest at the same time! Subscribe your crypto to locked saving periods for higher interest earnings.
Coin APY
annual percentage yield
Locked Saving Duration
btc
BTC
Bitcoin
4%
Coming soon
btc
ETH
Etherium
6%
Coming soon
btc
USDT
Tether
12%
Coming soon
btc
BTC
Bitcoin
APY
annual percentage yield
4%
Locked Saving Duration
Coming soon
btc
ETH
Etherium
APY
annual percentage yield
6%
Locked Saving Duration
Coming soon
btc
USDT
Tether
APY
annual percentage yield
12%
Locked Saving Duration
Coming soon

How it works

Transfer
Hold
Get earnings

FAQ

What are Flexible Savings?
Flexible Savings is your Crypto savings account. Subscribe your crypto to earn interest, with the flexibility to redeem your funds at any time.
What are Locked Savings?
Committed to holding your crypto? Now you can earn interest at the same time! Subscribe your crypto to locked savings periods for higher interest earnings.
What happens to my funds on the day I subscribe to a Locked Savings product?
On the day of subscription, Savings will deduct the funds for subscription from your exchange wallet.
What happens to my funds when I subscribe them to a flexible savings product?
After subscribing, you will receive Flexible Savings assets. Interest calculation from the next day(?)
What happens to my funds on the value date of a Locked Savings product?
On the value date, Savings will distribute the Locked Savings product to your savings wallet, and your saving product will start to accrue interest.
What happens to my funds on the redemption date of a Locked Savings product?
On the redemption date, you will see both the initial tokens committed to the subscription and the interest accrued in your account ‘balances’. This process will be automatic.
If I subscribe to a flexible savings product, when can I redeem my funds?
You can redeem at any time.
How do I redeem my funds from a flexible savings product?
Click on “Savings Assets” on the “Actions” dropdown. Click on “Redeem”
What is the difference between standard redemption and fast redemption?
Using the standard redemption method, you can redeem your funds the next day and still accrue interest for the period in between. Using the fast redemption method, you may redeem your funds the same day. This method is subject to a daily quota
How often do I receive interest from a flexible savings product?
The interest from flexible savings products is distributed directly to your account on a daily basis.
Am I guaranteed to earn interest on Savings products even if the crypto markets go down?
Yes. The interest rate on each product is guaranteed.
Will Savings continue to add more products & support for tokens other than those currently available?
Yes, Savings will be constantly evaluating new coins/tokens to be supported as saving products. Products will be supported based on demand and delivering the best value to Savings users.
How is the average annual yield (APY) calculated?
The average annual yield (APY) uses the average daily interest rate from the past 7 days, multiplied by 365.
What countries are you working in?
Savings are available in countries listed here: https://support.cex.io/en/articles/5080354-cex-io-savings-supported-countries.
Our team is already working to open Savings to more countries and territories. As soon as it happens, we will make appropriate announcements.