CEX.IO Earn

Coin	Current APY annual percentage yield	Yesterday’s Flexible APY & Trend	Flexible Interest Per Thousand
ZIL Zilliqa	16%	...	13.33 ZIL
DOT Polkadot	10%	...	8.33 DOT
MATIC MATIC Network	10%	...	8.33 MATIC
ATOM Cosmos	8.2%	...	6.83 ATOM
DAI Dai	3%	...	2.5 DAI
TUSD TrueUSD	3%	...	2.5 TUSD
USDC USD Coin	3%	...	2.5 USDC
USDT Tether	3%	...	2.5 USDT

Coin	APY annual percentage yield	Locked Saving Duration
BTC Bitcoin	4%	30 Days 60 Days 90 Days	Coming soon
ETH Ethereum	6%	30 Days 60 Days 90 Days	Coming soon
USDT Tether	12%	30 Days 60 Days 90 Days	Coming soon

FAQ

What are Flexible Savings?

Flexible Savings is your Crypto savings account. Subscribe your crypto to earn interest, with the flexibility to redeem your funds at any time.

What are Locked Savings?

Committed to holding your crypto? Now you can earn interest at the same time! Subscribe your crypto to locked savings periods for higher interest earnings.

What happens to my funds on the day I subscribe to a Locked Savings product?

On the day of subscription, Savings will deduct the funds for subscription from your exchange wallet.

What happens to my funds when I subscribe them to a flexible savings product?

After subscribing, you will receive Flexible Savings assets. Interest calculation from the next day(?)

What happens to my funds on the value date of a Locked Savings product?

On the value date, Savings will distribute the Locked Savings product to your savings wallet, and your saving product will start to accrue interest.

What happens to my funds on the redemption date of a Locked Savings product?

On the redemption date, you will see both the initial tokens committed to the subscription and the interest accrued in your account ‘balances’. This process will be automatic.

If I subscribe to a flexible savings product, when can I redeem my funds?

You can redeem at any time.

How do I redeem my funds from a flexible savings product?

Click on “Savings Assets” on the “Actions” dropdown. Click on “Redeem”

What is the difference between standard redemption and fast redemption?

Using the standard redemption method, you can redeem your funds the next day and still accrue interest for the period in between. Using the fast redemption method, you may redeem your funds the same day. This method is subject to a daily quota

How often do I receive interest from a flexible savings product?

The interest from flexible savings products is distributed directly to your account on a daily basis.

Am I guaranteed to earn interest on Savings products even if the crypto markets go down?

Yes. The interest rate on each product is guaranteed.

Will Savings continue to add more products & support for tokens other than those currently available?

Yes, Savings will be constantly evaluating new coins/tokens to be supported as saving products. Products will be supported based on demand and delivering the best value to Savings users.

How is the average annual yield (APY) calculated?

The average annual yield (APY) uses the average daily interest rate from the past 7 days, multiplied by 365.

What countries are you working in?

Savings are available in countries listed here: https://support.cex.io/en/articles/5080354-cex-io-savings-supported-countries.
Our team is already working to open Savings to more countries and territories. As soon as it happens, we will make appropriate announcements.

CEX.IO Savings

How it works

FAQ