CEX.IO Earn Crypto

Savings
Savings
Transfer your crypto to savings account and start earning.
Profitability
1-20%
Risk
Go to Savings
Staking
Staking
Get monthly rewards for simply holding stake-able coins.
Profitability
up to 50%
Risk
Go to Staking
CEX.IO Crypto Savings Accounts

How to Earn Interest on Cryptocurrency

What is CEX.IO Earn?

CEX.IO Earn is a service that empowers you to earn passive income through staking and lending cryptocurrencies. The CEX.IO Earn service resembles bank deposits, where you earn interest income over deposit time. You can start using CEX.IO Earn and withdraw your crypto rewards anytime.

CEX.IO Earn includes two services: CEX.IO Staking and CEX.IO Savings. With CEX.IO Staking, you can earn staking rewards by holding stake-able assets in your CEX.IO balance. CEX.IO Savings allows you to earn passive income by transferring stablecoins to the savings account.

Why choose CEX.IO to earn
interest on crypto?

Top-notch security

CEX.IO is a regulated crypto exchange with an over eight-year history of providing people and businesses with access to various crypto services. It is known as one of the safest platforms to buy, sell, and store cryptocurrencies. We feature several second-layer security measures, allowing users to increase the security of stored funds. Our platform also uses numerous advanced security tools to provide users with a safe place for trading and earning interest on crypto.

The majority of crypto funds are held in offline cold wallets, and only a small portion of user funds are held in our hot wallets. You can learn more about the security of user funds in this article.

CEX.IO Crypto Savings Accounts
CEX.IO Crypto Savings Accounts
Global availability

CEX.IO provides access to crypto services in more than 99% of countries. This means that CEX.IO can be a suitable option to start earning passive income in cryptocurrency for most users around the world. Moreover, you can manage your crypto portfolio whenever you go with our handy CEX.IO mobile app.

Multiple payment options

On CEX.IO, you can buy and sell over 100 cryptocurrencies on numerous crypto-to-crypto and crypto-to-fiat markets. You can also deposit and withdraw fiat funds using multiple payment options, including Visa and Mastercard payment cards, domestic (ACH, SEPA, Faster Payments) and international (SWIFT) bank transfers, and online wallets (Skrill, Epay). Find out more about available payment options on our Limits and Commissions page.

CEX.IO Crypto Savings Accounts
CEX.IO Crypto Savings Accounts
Flexible interaction with crypto

When you stake your cryptocurrency on CEX.IO, your funds are not locked like on many other staking platforms. You are free to deposit, withdraw, and trade your staked coins anytime while staking.

With CEX.IO Savings, you can transfer your funds to the savings account and redeem earned crypto in a second, allowing you to easily manage your crypto funds without waiting for additional confirmations.


What are the ways to earn cryptocurrency on CEX.IO?

On CEX.IO, you can earn interest on cryptocurrency using CEX.IO Staking and CEX.IO Savings services.

CEX.IO Staking

The CEX.IO Staking service empowers users to earn staking rewards regardless of their technical knowledge and crypto experience in cryptocurrency staking. To start earning staking rewards, you just need to store stake-able assets in your CEX.IO account, and we will do the rest. You will receive staking rewards as long as stake-able assets are stored in your balance.

The reward distribution is automated, you don’t need to claim it or redeem it after every staking period. When you stake cryptocurrency on CEX.IO, staking rewards are distributed once a month. There is no limitation on how many assets you can stake on CEX.IO. Find out more about CEX.IO Staking and current staking rewards for different cryptocurrencies on the Staking page.

CEX.IO Crypto Savings Accounts
CEX.IO Crypto Savings Accounts
CEX.IO Savings

CEX.IO Savings is a service that allows you to earn interest by lending cryptocurrencies. CEX.IO features two crypto savings accounts: flexible and locked. A flexible savings account means that you can withdraw deposited funds and earned rewards anytime. This option is the fastest way to earn cryptocurrency among supported ones since you earn rewards every day.

When you use a locked savings account, you lock your funds for 30-90 days. The longer the period, the more rewards you will be able to earn. Withdrawal of deposited funds and earned rewards is available only after the selected unlock date. Locked savings offers higher rewards than flexible savings. More information about CEX.IO Savings can be found on the Savings page.


What tokens can I use to earn interest on crypto?

CEX.IO Savings and CEX.IO Staking have a different set of supported cryptocurrencies and different approaches to adding new assets.

CEX.IO Staking is supported for cryptocurrencies that use proof of stake (PoS) or similar consensus mechanisms (i.e. delegated proof of stake). Staking is an integral part of these blockchain networks. So the criterion of whether or not a token is suitable for staking depends on the blockchain network, not the platform. With CEX.IO, you can start contributing to PoS and other networks through staking, earning staking rewards. You can find the list of cryptocurrencies available for staking on CEX.IO on our Staking page.

Currently, you can open a flexible savings account only for stablecoins. Log into your CEX.IO account and go to the Savings page to see all assets supported for savings. We are working on expanding the list of supported cryptocurrencies and adding new features to the CEX.IO Savings.

CEX.IO Crypto Savings Accounts

How do I start earning interest on crypto with CEX.IO Earn?

First of all, you need to select what service you want to use to earn passive income on cryptocurrencies — CEX.IO Staking or CEX.IO Savings. You can also take advantage of both services at the same time.
CEX.IO Staking
If you don’t have stable-able coins on your CEX.IO balance, then follow these steps to start staking:
  • 1
    Log into your CEX.IO account
  • 2
    Go to the Staking page
  • 3
    Click “Add funds” or “Buy”
  • 4
    Hold crypto in your balance
CEX.IO Savings
If you don’t have cryptocurrencies supported for savings in your CEX.IO balance, then follow these steps:
  • 1
    Log into your CEX.IO account
  • 2
    Go to the Savings page
  • 3
    Select an asset for savings
  • 4
    Fund your savings account

How to earn money using cryptocurrency aside from CEX.IO Earn

CEX.IO provides you access to plenty of services you can use to benefit from cryptocurrencies. CEX.IO Earn allows you to earn passive income in cryptocurrencies but there are also many other services and ways you can earn rewards, interacting with crypto assets directly and indirectly.

First of all, you can “buy and hodl,” meaning you can purchase cryptocurrencies to store them in your CEX.IO balance and wait until their value increases over time. If you want to buy cryptocurrencies on CEX.IO, you can use several services. One of the most convenient options is the Instant Buy service, which allows you to purchase cryptocurrency instantly using your payment card. Additionally, you can go to the Trade page or use the Exchange feature in the CEX.IO mobile app to purchase cryptocurrencies in different markets.

CEX.IO Crypto Savings Accounts

You can also trade cryptocurrencies on CEX.IO to benefit from price fluctuations. You can use the Trade page or Trade Pro menu in the CEX.IO mobile app to get access to numerous crypto-to-crypto and crypto-to-fiat spot markets. Traders who prefer algorithmic trading can benefit from CEX.IO API. CEX.IO also offers advanced trading tools for analyzing current market conditions to optimize trading strategies.

All CEX.IO users are also free to join our Affiliate program to get rewards for inviting other users to the platform. You can find more information about different options to earn cryptocurrencies with CEX.IO in our blog post.